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Privacy Policy


Your privacy is of the utmost importance to RateDrop. Our basic principles are:

  • We respect your privacy at RateDrop
  • You control your personal Information,
  • We try to limit our collection of personal Information as needed to provide and improve our services to you,
  • We do not disclose your personal Information to third parties unless we need to do so to fulfill your requests, you expressly tell us to, we believe we are reasonably compelled to do so, or we are required to by law.

RateDrop's services contain links to other web sites outside RateDrop. We are not responsible for the privacy policies and/or practices of other sites. When linking to another site a user should read the privacy policy stated on that site. This privacy policy only governs Information collected on RateDrop.com.

What Information is Gathered

We collect the Information you give us when you become a member of RateDrop.  Use of this information includes, but is not limited to, creating your account, username, and password.  Upon registration an account with this same information is created for you at BetterBidding.com.

Site Visitors

In general, you can browse most parts of the site without registering, but to use some features (including posting) you will need to register (and validate your account via clicking a link in the email sent) in order to post on the site.

Browser and Other Information We May Collect

In addition to the Information we collect when you register for an account, RateDrop also collects certain technical and other information about the online activities of our users (whether they have registered or not). This may include, but is not limited to, IP addresses, browser type, and operating system.

We have the ability to view your IP address if you visit RateDrop. We also collect the Information that you provide when you make a post so that we can archive and display your posts.

Member Emails

As a registered member, you must agree to receive our system emails. URL tracking may be used in some of these emails in order to track response rates and other aspects which may help us improve the services provided. URL tracking may use cookies.

International Visitors

Like almost every Web site, RateDrop may be accessed by an international audience. By visiting our Web site and providing us with Information, you acknowledge and agree that your Information may be processed for the purposes identified in this policy. In addition, such Information may be stored on servers located outside your resident jurisdiction, which may have more or less stringent privacy practices than your own. By providing us with your Information, you consent to the transfer of such Information.

How Information is Used

We understand that you value your personally identifiable Information. We generally use your personal Information to render you services and to improve our services.

We may use your personal and registration Information to: improve our services; troubleshoot problems; measure consumer interest in our products and services; inform you about online and offline offers, products, services, and updates; customize your experience; protect us against error, fraud and other criminal activity; enforce our Terms of Use; and as otherwise described to you at the time of collection and in this policy. At times, we may look across multiple users to identify problems, and in particular we may examine your personal Information to identify users using multiple User IDs or aliases.

Email Communications from RateDrop

RateDrop may send you messages through our messaging system to keep you apprised of your membership status, alerts you have signed up for, site developments, and to inform you of new offers.

Third Party Use and Partner Site Email Communications

RateDrop may have or initiate partnerships with other Web-based services. Some of these arrangements may include the sharing of some of your personal Information with our partners in order to extend these services to you. We only share Information when you specifically authorize it.

RateDrop, as well as its partner sites, may send you e-mail messages on a regular basis to keep you apprised of your membership status, site developments, and to inform you of new offers. Examples of this include special offers from our business partners. Included in each of these messages are simple instructions on how to remove yourself from these mailings if you do not wish to receive them in the future.

Third Party Sharing to Render Services to You

We may use third parties to help us perform services, such as transmitting emails and other service-related functions. If these third parties require access to your Information in order to provide their services, they will be obligated to abide by this privacy policy when handling your Information. We require third party service providers to limit their use of your personal Information to rendering services for us and you consistent with this policy.

Disclosure of Personal Information

Your personally identifiable Information, is not sold to others. There are some situations where we may need to disclose Information to organizations or entities not described in our policy here. RateDrop may be required to disclose your personal Information: (i) if we believe it is reasonably necessary to comply with legal process (such as a court order, subpoena, search warrant, etc.) or other legal requirements of any governmental authority; (ii) would potentially mitigate our liability in an actual or potential lawsuit; (iii) is otherwise necessary to protect our rights or property; or that of others (iv) is necessary to protect the interest of other users of our web site.

Merger or Sale of RateDrop

We may transfer the Information in our possession in connection with a sale of assets of the company, a sale of the company or a merger.

Respecting Others' Privacy

By agreeing to our Terms of Use, you agree that, with respect to other users' personal Information that you obtain through the site or through a RateDrop-related communication or RateDrop-facilitated transaction, RateDrop hereby grants to you a license to use such Information only for: (a) RateDrop-related personal communications that are not unsolicited commercial messages, (b) using services offered through RateDrop, and (c) any other purpose that a user expressly agrees to after you tell them the purpose you would like to use it for. In all cases, you must give users an opportunity to remove themselves from your systems and a chance to review what information you have collected about them. In addition, under no circumstances, except as defined in this paragraph, can you disclose personal information about another user to any third party without our consent and the consent of that user. You agree that other users may use your personal Information to communicate with you in accordance with this paragraph.

RateDrop and our members do not tolerate spam. Therefore, without limiting the foregoing, you are not licensed to add a RateDrop member to your mailing list (email, including the RateDrop site?s messaging systems, or physical mail) without their express consent. To report RateDrop related spam, please contact us using our legal form.

Security of Information

Your Information is stored on RateDrop's servers located in the United States. We use procedural and technical safeguards to protect your personal Information against loss or theft as well as unauthorized access and disclosure to protect your privacy.

That being said, "perfect security" does not exist on the Internet and no data transmission over the Internet can be guaranteed to be absolutely secure. As a result, while we strive to protect your personal Information, RateDrop cannot ensure or warrant the security of any Information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure the security of your Information on our systems.

Please note that we cannot guarantee the security of member account Information. Unauthorized entry or use, hardware or software failure, and other factors may compromise the security of member Information at any time. Therefore, although we use industry standard practices to protect your privacy, we do not promise, and you should not expect, that your personal Information or private communications will always remain private.

If RateDrop learns of a security systems breach we may attempt to notify you electronically so that you can take appropriate protective steps. By using this web site or providing personal Information to us you agree that we can communicate with you electronically regarding security, privacy and administrative issues relating to your use of this site. Depending on where you live, you may have a legal right to receive notice of a security breach in writing. To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice) you should notify us.

Cookies, Web Beacons and Personalization

"Cookies" are small files placed on your hard drive that assist us in providing our services. We offer certain features that are only available through the use of a "cookie". We also use cookies to allow you to enter your password less frequently during a session. Cookies can also help us provide information that is targeted to your interests.

RateDrop uses cookies to store visitors' preferences and to record session Information for purposes including: ensuring that visitors are not repeatedly offered the same advertisements; to customize advertising and Web page content based on browser type and user profile Information; to estimate and report our total audience size and traffic; and to conduct research to improve our content and services. We do not link the Information we store in cookies to any personally identifiable Information you submit while on our site. You may be able to configure your browser to accept or reject all or some cookies.

We may use third party advertisers to display advertisements on some of our pages. These advertisers may use their own cookies and these are be subject to the advertiser?s own privacy policies, not the RateDrop privacy policy.

RateDrop may use various technical methods to research certain usage and activities on its and our website. The Information collected is used to find out more about our users; for more accurate reporting; and to improve the effectiveness of our marketing. No personally identifiable Information about you is shared by RateDrop as a result of this research.

You agree that we may use your personal Information to contact you and deliver information to you that, in some cases, are targeted to your interests, such as targeted banner advertisements, administrative notices, product offerings, and communications relevant to your use of the Site. By accepting the Terms of Use and Privacy Policy, you expressly agree to receive this information.


We at RateDrop believe it essential that parents are involved in their children's online experiences. That is why, in compliance with federal law, we do not knowingly collect personal information of any kind from anyone under the age of 13. If we become aware of a user under the age of 13 providing information on our site, we will terminate their account and purge our databases of all Information provided by that user.

Access to and Changing Information

Once you become a member of RateDrop, the Information you provide is stored in the site. You may access or change most of this Information at any time through your account?s control panel.

Notice of Modifications

In the future, RateDrop may update and revise its privacy policy. We will provide notice on our website if we decide to change our privacy policy in a way that would be materially less restrictive than this policy. If you continue to use RateDrop, you will be accepting the new policies. If you choose to opt out of the new policy, you must notify us in writing and will no longer be able to participate as a member. The effective date of this policy is April 29, 2014.

Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any account Information.


If you have any questions about this privacy policy still unanswered after reviewing this policy, please do not hesitate to contact us.

Attn: Privacy Officer
PO Box 1895
Hoboken, NJ 07030